Betterment LLC 13F Holdings

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Disclosed positions

Betterment LLC: source evidence dated 2026-08-15T03:59:59.999Z.

Issuer: VANGUARD TAX MANAGED INTL FD
Ticker: VEA
Class: VAN FTSE DEV MKT
Reported value: $9,884,311,000
Reported amount: 138,727,174
Unit: SH
Option: None

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What was reported for this quarter?

13F positions are dated quarter-end holdings, with later publication and possible amendments. Read report period and availability before calling them current.

SEC 13F-HR: 0001633901-26-000004

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Disclosed positions

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VANGUARD TAX MANAGED INTL FD	VEA	VAN FTSE DEV MKT	$9,884,311,000	138,727,174	SH	None
VANGUARD INDEX FDS	VTI	TOTAL STK MKT	$8,860,797,000	23,945,511	SH	None
SPDR State Street Global Advisors	SPYM	STATE STREET SPD	$8,601,795,000	97,881,145	SH	None
VANGUARD INTL EQUITY INDEX F	VWO	FTSE EMR MKT ETF	$3,216,208,000	53,881,853	SH	None
ISHARES TR	MUB	NATIONAL MUN ETF	$2,264,273,000	21,039,515	SH	None
ISHARES TR	ITOT	CORE S&P TTL STK	$1,698,282,000	10,338,360	SH	None
ISHARES TR	AGG	CORE US AGGBD ET	$1,546,180,000	15,621,139	SH	None
J P MORGAN EXCHANGE TRADED	JCPB	CORE PLUS BD ETF	$1,333,876,000	28,416,622	SH	None
SPDR State Street Global Advisors	SPMD	STATE STREET SPD	$1,274,572,000	18,865,773	SH	None
SPDR State Street Global Advisors	SPSM	STATE STREET SPD	$1,106,159,000	19,180,838	SH	None
VANGUARD INDEX FDS	VTV	VALUE ETF	$1,036,928,000	4,758,077	SH	None
VANGUARD CHARLOTTE FDS	BNDX	TOTAL INT BD ETF	$983,202,000	20,301,516	SH	None
ISHARES TR	IEFA	CORE MSCI EAFE	$864,876,000	8,955,018	SH	None
SCHWAB STRATEGIC TR	SCHX	US LRG CAP ETF	$842,505,000	28,627,429	SH	None
Goldman Sachs	GSLC	ACTIVEBETA US LG	$810,425,000	5,711,643	SH	None
JP Morgan	JPST	ULTRA SHRT ETF	$695,754,000	13,758,242	SH	None
VANGUARD INDEX FDS	VOE	MCAP VL IDXVIP	$692,949,000	3,506,826	SH	None
VANGUARD INDEX FDS	VBR	SM CP VAL ETF	$683,522,000	2,812,964	SH	None
iShares	ESGU	ESG AWR MSCI USA	$664,270,000	4,058,596	SH	None
Goldman Sachs	GBIL	ACCES TREASURY	$627,006,000	6,260,043	SH	None
SCHWAB STRATEGIC TR	SCHF	INTL EQTY ETF	$569,544,000	20,561,168	SH	None
VANGUARD WHITEHALL FDS INC	VWOB	EM MK GOV BD ETF	$505,706,000	7,520,903	SH	None
SPDR SERIES TRUST	TFI	STATE STREET SPD	$505,160,000	11,029,685	SH	None
iShares	STIP	0-5 YR TIPS ETF	$465,218,000	4,553,816	SH	None
ISHARES INC	IEMG	CORE MSCI EMKT	$447,332,000	5,399,957	SH	None
ISHARES TR	EMB	JPMORGAN USD EMG	$444,997,000	4,614,236	SH	None
SCHWAB STRATEGIC TR	SCHB	US BRD MKT ETF	$442,860,000	15,292,144	SH	None
iShares	ESGD	ESG AW MSCI EAFE	$408,427,000	3,972,639	SH	None
SPDR State Street Global Advisors	SPDW	PORTFOLIO DEVLPD	$403,261,000	8,002,796	SH	None
VANGUARD BD INDEX FD INC	VTEB	TAX EXEMPT BD	$357,194,000	7,061,952	SH	None
iShares	CRBN	LOW CARBON OPTIM	$330,460,000	1,306,320	SH	None
VANGUARD INDEX FDS	VOO	S&P 500 ETF SHS	$264,539,000	385,170	SH	None
ISHARES TR	IWS	RUS MDCP VAL ETF	$228,222,000	1,386,524	SH	None
VANGUARD INDEX FDS	VUG	GROWTH ETF	$168,309,000	1,953,898	SH	None
iShares	ESGE	ESG AWR MSCI EM	$166,380,000	3,042,236	SH	None
Goldman Sachs	GSIE	ACTIVEBETA INT	$162,037,000	3,545,671	SH	None
Dimensional	DFAC	US CORE EQUITY 2	$156,352,000	3,524,619	SH	None
ISHARES TR	IWN	RUS 2000 VAL ETF	$143,092,000	646,889	SH	None
Engine No. 1	VOTE	TRANSFRM 500 ETF	$142,884,000	1,620,553	SH	None
SCHWAB STRATEGIC TR	SCHV	US LCAP VA ETF	$134,632,000	3,867,616	SH	None
SPDR State Street Global Advisors	SPYV	STATE STREET SPD	$131,230,000	2,158,735	SH	None
ISHARES TR	IAGG	CORE INTL AGGR	$127,388,000	2,517,551	SH	None
SPDR State Street Global Advisors	SPYX	STATE STREET SPD	$121,073,000	1,981,562	SH	None
SPDR State Street Global Advisors	SPEM	PORTFOLIO EMG MK	$108,730,000	2,099,840	SH	None
ISHARES TR	IVV	CORE S&P500 ETF	$108,404,000	144,753	SH	None
State Street Global Advisors Inc	KOMP	STATE STREET SPD	$107,298,000	1,500,675	SH	None
Goldman Sachs	GEM	ACTIVEBETA EME	$105,299,000	2,024,982	SH	None
JP Morgan Investment Management Inc	JMSI	SUSTAINABLE MUNI	$100,096,000	1,984,457	SH	None
BlackRock Fund Advisors	ESML	ESG AWARE MSCI	$99,339,000	1,776,129	SH	None
Goldman Sachs	GSEU	ACTIVEBETA EUR	$91,571,000	1,885,719	SH	None

Largest 50 positions by reported value; the filing may contain more positions.

How amendments affect these holdings

This view uses 1 effective filing version(s). A restatement replaces the previous book; a new-holdings amendment adds positions. 0 positions lack a resolved ticker and 0 positions are put or call entries.

A 13F is a delayed quarterly snapshot of disclosed holdings. It is not a complete trade ledger and does not reveal every position in a manager's portfolio. Option values refer to the reported underlying position rather than a traded option premium.

Quarter end and public filing date

Use the filing's public availability date when constructing a historical observation. The quarter-end report period is earlier and cannot be substituted for when the public learned the holdings.