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BLND vs YAAS

Blend Labs, Inc. and Youxin Technology Ltd Class A Ordinary shares

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Blend Labs, Inc.

Blend Labs, Inc. provides a cloud-based software platform for financial services firms in the United States. It operates in two segments, Blend Platform and Title. The company offers a suite of products that powers digital-first consumer journeys for mortgages, home equity loans and lines of credit, vehicle loans, personal loans, credit cards, and deposit accounts; and a suite of add-on products that offers to enhance consumers' journeys to homeownership, such as close, income verification for mortgage and home equity, homeowners' insurance, and title. It also provides Blend Builder to configure or build custom workflows from a pre-built set of components; verification components to automate confirmation tasks that are needed to underwrite a loan or approve the opening of a new deposit account; decisioning components to reduce the need for human intervention by automatically applying business rules throughout an application workflow configured by a financial services firm; and workflow intelligence components to manage data collection and automate tasks throughout the loan origination process. In addition, the company offers title search procedures for title insurance policies, escrow, and other closing and settlement services; and other trustee services, as well as professional and consulting services. It serves banks, credit unions, fintechs, and other non-bank mortgage lenders. The company was incorporated in 2012 and is headquartered in Novato, California.

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Youxin Technology Ltd Class A Ordinary shares

Youxin Technology Ltd operates as a cloud-based software as a service (SaaS) and platform as a service (PaaS) provider in Mainland China. Its cloud-based SaaS product and PaaS platform help retail enterprises digitally transform their businesses to develop, use, and control business applications for offline direct distribution to connect the management team, distributors, salespersons, stores, and end customers across systems, apps, and devices. The company's products optimizes the overall supply chain by streamlining the decision-making process, efficiency, and profitability. It sells and markets its products directly to customers and third-party agents. The company was founded in 2018 and is headquartered in Guangzhou, the People's Republic of China.

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