Company research

Yiren Digital Ltd. (YRD) stock fundamentals

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio

As of 2026-10-09

Exchange
XNYS
Sector
Financial Services
Industry
Credit Services

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Step 1 of 3

Daily valuation snapshot

Yiren Digital Ltd.: source evidence dated 2026-10-09.

Daily close (USD)
$1
Market capitalization (USD)
$87,340,413
Price / earnings (TTM)
11.2
Price / book
0.07
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Step 2 of 3

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Daily valuation dataset and column definitions
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Company overview

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Daily valuation snapshot

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These values come from the daily market snapshot dated 2026-10-09. TTM means trailing twelve months. Use the market date when comparing YRD with another company.

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Daily close (USD)$1
Market capitalization (USD)$87,340,413
Price / earnings (TTM)11.2
Price / book0.07

Read YRD's valuation metrics

  1. Company size

    Yiren Digital Ltd.'s recorded market capitalization is $87,340,413. It measures the market value of the company's equity, rather than its revenue or cash balance.

  2. Price relative to earnings

    YRD's recorded P/E is 11.2: about $11.2 of share price for each $1 of trailing annual earnings per share. Compare that multiple with earnings growth and companies in the same business.

  3. Price relative to book equity

    YRD's recorded price-to-book ratio is 0.07. That compares its market equity value with recorded book equity. Examine its business and balance sheet to understand why those values differ.

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