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Daily valuation snapshot
X Financial American Depositary Shares, each representing six Class A Ordinary Shares: source evidence dated 2026-10-09.
- Daily close (USD)
- $5.15
- Market capitalization (USD)
- $201,294,531.69
- Price / earnings (TTM)
- 0.96
- Price / book
- 0.18
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Company overview
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
Daily valuation snapshot
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These values come from the daily market snapshot dated 2026-10-09. TTM means trailing twelve months. Use the market date when comparing XYF with another company.
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| Daily close (USD) | $5.15 |
| Market capitalization (USD) | $201,294,531.69 |
| Price / earnings (TTM) | 0.96 |
| Price / book | 0.18 |
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Read XYF's valuation metrics
Company size
X Financial American Depositary Shares, each representing six Class A Ordinary Shares's recorded market capitalization is $201,294,531.69. It measures the market value of the company's equity, rather than its revenue or cash balance.
Price relative to earnings
XYF's recorded P/E is 0.96: about $0.96 of share price for each $1 of trailing annual earnings per share. Compare that multiple with earnings growth and companies in the same business.
Price relative to book equity
XYF's recorded price-to-book ratio is 0.18. That compares its market equity value with recorded book equity. Examine its business and balance sheet to understand why those values differ.
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