Company overview
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Daily valuation snapshot
These values come from the daily market snapshot dated 2026-10-08. TTM means trailing twelve months. Use the market date when comparing SYF with another company.
| Daily close (USD) | $73.72 |
| Market capitalization (USD) | $23,986,338,324.8 |
| Price / earnings (TTM) | 6.82 |
| Price / book | 1.42 |
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Read SYF's valuation metrics
Company size
SYNCHRONY FINANCIAL's recorded market capitalization is $23,986,338,324.8. It measures the market value of the company's equity, rather than its revenue or cash balance.
Price relative to earnings
SYF's recorded P/E is 6.82: about $6.82 of share price for each $1 of trailing annual earnings per share. Compare that multiple with earnings growth and companies in the same business.
Price relative to book equity
SYF's recorded price-to-book ratio is 1.42. That compares its market equity value with recorded book equity. Examine its business and balance sheet to understand why those values differ.
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