Company overview
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. It also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
Daily valuation snapshot
These values come from the daily market snapshot dated 2026-10-08. TTM means trailing twelve months. Use the market date when comparing PBHC with another company.
| Daily close (USD) | $17.5 |
| Market capitalization (USD) | $83,043,905 |
| Price / earnings (TTM) | 580.73 |
| Price / book | 0.66 |
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Read PBHC's valuation metrics
Company size
Pathfinder Bancorp Inc's recorded market capitalization is $83,043,905. It measures the market value of the company's equity, rather than its revenue or cash balance.
Price relative to earnings
PBHC's recorded P/E is 580.73: about $580.73 of share price for each $1 of trailing annual earnings per share. Compare that multiple with earnings growth and companies in the same business.
Price relative to book equity
PBHC's recorded price-to-book ratio is 0.66. That compares its market equity value with recorded book equity. Examine its business and balance sheet to understand why those values differ.
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