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About OptimumBank Holdings, Inc. (OPHC)

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida.

Ticker
OPHC
Exchange
XASE
Sector
Financial Services
Industry
Banks - Regional

Company profile updated October 10, 2026.

Stored market snapshot

As of October 8, 2026. Daily closing data may differ from the live quote shown in the dashboard.

Stored daily close (USD)
$9.02
Company market capitalization (USD)
$111,313,880.7
Price / earnings (TTM)
5.43×
Price / book
0.83×

Research OPHC

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