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Daily valuation snapshot
Citizens & Northern Corporation: source evidence dated 2026-10-09.
- Daily close (USD)
- $24.94
- Market capitalization (USD)
- $447,295,582.98
- Price / earnings (TTM)
- 17.65
- Price / book
- 1.29
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Company overview
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. The company also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. It operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.
Daily valuation snapshot
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These values come from the daily market snapshot dated 2026-10-09. TTM means trailing twelve months. Use the market date when comparing CZNC with another company.
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| Daily close (USD) | $24.94 |
| Market capitalization (USD) | $447,295,582.98 |
| Price / earnings (TTM) | 17.65 |
| Price / book | 1.29 |
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Read CZNC's valuation metrics
Company size
Citizens & Northern Corporation's recorded market capitalization is $447,295,582.98. It measures the market value of the company's equity, rather than its revenue or cash balance.
Price relative to earnings
CZNC's recorded P/E is 17.65: about $17.65 of share price for each $1 of trailing annual earnings per share. Compare that multiple with earnings growth and companies in the same business.
Price relative to book equity
CZNC's recorded price-to-book ratio is 1.29. That compares its market equity value with recorded book equity. Examine its business and balance sheet to understand why those values differ.
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