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Daily valuation snapshot
Bank of the James Financial Group, Inc: source evidence dated 2026-10-09.
- Daily close (USD)
- $26.94
- Market capitalization (USD)
- $122,397,525.72
- Price / earnings (TTM)
- 10.65
- Price / book
- 1.47
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Company overview
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management) segments. The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit. It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. In addition, the company offers investment advisory and financial planning services; securities brokerage and other investment services; insurance and annuity products, such as life insurance, fixed annuities, and disability insurance; safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services, and credit card merchant services; automated teller machines; and telephone and internet banking, including online bill pay. Bank of the James Financial Group, Inc. was founded in 1999 and is headquartered in Lynchburg, Virginia.
Daily valuation snapshot
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These values come from the daily market snapshot dated 2026-10-09. TTM means trailing twelve months. Use the market date when comparing BOTJ with another company.
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| Daily close (USD) | $26.94 |
| Market capitalization (USD) | $122,397,525.72 |
| Price / earnings (TTM) | 10.65 |
| Price / book | 1.47 |
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Read BOTJ's valuation metrics
Company size
Bank of the James Financial Group, Inc's recorded market capitalization is $122,397,525.72. It measures the market value of the company's equity, rather than its revenue or cash balance.
Price relative to earnings
BOTJ's recorded P/E is 10.65: about $10.65 of share price for each $1 of trailing annual earnings per share. Compare that multiple with earnings growth and companies in the same business.
Price relative to book equity
BOTJ's recorded price-to-book ratio is 1.47. That compares its market equity value with recorded book equity. Examine its business and balance sheet to understand why those values differ.
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